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humm®90 Interest Free Finance

Interest free periods on other products is available and can vary. Contact us for a quote and more information

Applying online is easy!
1. Apply online in minutes;
2. Receive a decision via SMS;
3. Visit us in store to select your goods.


40 Months Interest Free Terms and Conditions:
*40 months Interest Free available 1 September 2021 until 31 January 2022. Approved applicants at humm90 participating Husqvarna dealers only. Fees, terms, conditions & minimum finance amount $1300 applies, including a $99 Annual Fee charged on first debit to your humm90 Account and annually thereafter; which attracts interest (charged at the humm90 Purchase Rate, currently 23.99% p.a.) from the date charged unless fully paid within Interest Free Period and the Interest Free Criteria are met. Minimum monthly repayment required. Interest, (charged at the Expired Promotional Rate, currently 25.99% p.a.) payable on outstanding balance after the Interest Free Period expires. Credit provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.

Humm! Buy Now Pay Later Finance


What is humm?

Humm helps everyday Australians Buy Now Pay Later. Our payment plans are great value because humm customers pay no interest ever.

Who can humm?

You just need to tick these boxes:

  • Be a permanent resident of Australia
  • Be 18 years or older
  • Have a valid email address and mobile number
  • Have an Australian debit or credit card
  • Have an Australian drivers license, passport or Medicare card
  • Have a permanent job (at least 25 hours per week)

I want to humm! Where do I start

This bit’s super simple. First things first: depending on whether you’re an Apple or Android person, go to either the App Store or Google Play and download the App.

Once you’ve got the App running, just follow the steps and you’ll be good to go. Niiice!

How do I shop with humm?

Humm is fast and simple to use no matter where you prefer to shop. Online, simply select humm at checkout and you will be taken through to humm to confirm your payment.

With no interest, are the fees high?

No, they’re not. When you buy a ‘Little thing’, there are no fees if you choose to pay it back over 2.5 months. If you choose to pay over 5 months, you’ll pay just $8 a month.

You will only ever pay single $8 monthly fee regardless of the number of ongoing humm payment plans you have.